ZDFin, with a wealth of practical experience in property and property financial management, understands these challenges; our financial product range has been formulated, is and remains tried and tested, to address a range of financial challenges all tailor-made for your scheme.
ZDFin has a wealth of practical experience in property and financial management. Our financial products address a range of challenges and can be tailor-made to suit your scheme.
Contact
First Floor,
Building 5 (Glenflager), Kildrummy Office Park;
Corner Witkoppen & Umhlanga Avenue,
Paulshof,
Gauteng
Open weekdays – 08h00 – 16h00
Who we are?
How we can help you?
ZDFin is a specialist finance company providing smart solutions for residential juristic entities, be they Sectional Title Bodies Corporate, Home Owners’ Associations or Share Block companies.
All Community Schemes are affected – these are defined per the Community Ombud Service Act (including non-profit companies & voluntary associations governed by a constitution).
New legislation came into effect in October 2016 and gave some direction to property schemes especially insofar as budgeting is concerned. But the practical reality is that schemes are still challenged in raising adequate reserves to fund large maintenance and capital projects, which may or may not form part of their 10-year maintenance plans.
Rising levels of indebtedness, exacerbated by a weak economy, are also compromising the ability of schemes. Their financial wellbeing is under threat and often funds ring-fenced as reserves – as per legislative directive – are utilized out of necessity to fund administrative shortfalls.
At the end of the day, schemes have to carry out both routine and planned maintenance and costs spiral out of control, which leads to the erosion of value for owners.
ZDFin has a wealth of practical experience in property and financial management. We understand these challenges. Our financial products address a range of challenges and can be tailor-made for your scheme.
What People Say About Us
Piet Sanvenero
2023-11-12
Nice and clear place to do shopping
Gwen Bauer
2023-10-18
Just got them into our complex and having been a trustee for 7 years am super excited to have them come in board as our EMA and take away this responsible time consuming job. Super efficient, absolute professionals and so relieved we our complex is in expert hands.
Charles Boles
2022-07-29
As Trustees of a sectional title complex we had an urgent need to undertake a remedial project to repair the building. The project and financing thereof were complex. The ZD Fin Team have really been superb. Their financing solution was flexible to accommodate the need of the repair project. They are well versed in the legal requirements and could assist the Trustees in getting these addressed correctly. Their speed of response was also very useful. If you have a financing need for a sectional title scheme you should strongly consider talking to ZD Fin
Joubert Van Wyk
2022-07-27
Excellent service. The team are able to get complexes back on their feet again to start building towards the long term financial viability and sustainability. Their integrity and commitment to find solutions are remarkable.
Timothy Griesel
2022-07-27
Great company and great people.
Riaan Cillie
2021-11-26
During the soliciting of project funding proposals for our HOA from various companies, ZDFin stood out for it's prompt and friendly responses, ease in working with and impeccable lending offer.
Lumineer Property Management
2021-11-26
As an owner of a property management company, it is vital for me to guide and assist my clients as efficiently and effectively as possible, which includes the integral and required task of ensuring that they are able to exercise maintenance as per their 10 year maintenance plan. Many of my buildings needed bridging finance to fulfill this important task. I could always count on ZDFin to provide the best possible options for bridging finance to my clients. Their service is outstanding and their contracts are easy to understand. The terms of their financing are reasonable and adjustable to the client’s need. Definitely a brilliant option for any Community Scheme in need of finance.
Paul Martin
2021-11-25
Very professional and knowledgeable.