At ZDFin we understand that Schemes’ needs are different, so we have designed different product offerings to assist Schemes when their needs. ZDFin offers the following when it comes to straight loans:


This is a Loan to the Scheme on competitive terms which the Scheme will repay to ZDFin over an agreed period.

Project Finance

A fixed-term Loan to the Scheme to fund in full or part (typically) large maintenance and redecoration or capital projects. ZDFin is able to tailor-make a workable solution matching the scheme’s cash flow constraints.

How to navigate this tricky terrain?

It is best to turn to experts who can give viable alternatives to consider. Loan finance is available with minimal fuss, on favourable terms (no personal sureties), and guaranteed turnaround times.

The benefits of our products and services:

  • Enables immediate restoration of required work(s).
  • Allows for effective budgeting and financial management.
  • Eliminates cash flow pressure and enables effective budgeting and forecasting.
  • Favourable interest rate.
  • No personal sureties.

No long-term contracts nor penalties for early settlement.

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    Please note, we do not offer personal loans or finance.

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